22224 Stipps Hill Rd Laurel IN 47024

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22224 Stipps Hill Rd

Laurel, IN 47024

Suburb: Salt Creek

$169,900

2bd

1 - 0ba

1,436sqft

Active

You don't want to miss this nice, recently updated, move in ready, manufactured home, that is much larger than appears. Featuring 2 bed, 1 bath, brand new kitchen w/SS appliances, newer roof and windows, a 24 x 24 detached garage, and shed. Enjoy sitting out back, on your deck overlooking the woods, while drinking your favorite beverage and listening to the country sounds.AC is being installed in next few days. Front room is getting heat/ac to add additional living space.

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Property Details

General Information

Property Type	Residential
Style	Residential
Suburb	Salt Creek
Zip Code	47024
School District	Franklin County
MLS#	203592

Additional Information

Levels	One
Construction	Aluminum Siding, Wood Siding
Architecture	Ranch
Lot Dimensions	81 x 367
Total Acres	1
Gas	Propane Owned
Water	Cistern
Sewer	Septic Tank
Foundation	Block, Poured
Semi-Annual Taxes	$121.97

Property Features

Property SqFt.	1,436
Garage	Concrete Floor, Garage Detached
Cars	0
Parking	Driveway
Windows	Double Hung, Slider, Vinyl
Heating	Gas
Cooling	Ceiling Fans, Central Air

Additional Features

Master Bedroom Info	WW Carpet
Living Room Features	Skylight, Vaulted Ceiling, Walkout, WW Carpet
Kitchen Features	Eat-In
Family Room Features	WW Carpet
Appliances	Microwave, Oven/Range, Refrigerator

Room Information

	Dimensions	Level
Living	13 x 12	1
Kitchen	31 x 13	1
Family	31 x 9	1

Bedroom Information

	Dimensions	Level
Master Bedroom	16 x 11	1
Bedroom 2	11 x 8	1

Bathroom Information

	Type	Level
Bath 1	Full

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Southeast Indiana Board of REALTORS®. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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