216 S Washington St Versailles IN 47042

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216 S Washington St

Versailles, IN 47042

Suburb: Johnson

$239,000

3bd

2 - 0ba

1,612sqft

Active

**Charming Solid Brick Ranch home in Versailles, In . This beautifully maintained brick residence offers the perfect blend of comfort and convenience. All one level living ! 3 Bedrooms 2 Full baths, Brand New Central Heating and Air Conditioning. Stay comfortable year-round with this upgraded system. New Roof in 2023. Privacy Fencing- Enjoy peace of mind in your backyard oasis, providing a safe haven for children and pets to play freely. Detached Two-Car Garage Updated and equipped with a workshop bench, ideal for DIY projects or additional storage. Nestled in a safe, friendly community, just a short stroll from restaurants, entertainment, and banking services. Whether you're looking for a family home or a cozy retreat close to the action, this property checks all the boxes!

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Property Details

General Information

Property Type	Residential
Style	Residential
Suburb	Johnson
Zip Code	47042
School District	South Ripley
MLS#	203593

Additional Information

Levels	One
Construction	Brick
Architecture	Ranch
Lot Dimensions	.18
Total Acres	0.18
Gas	Natural
Water	Public
Sewer	Public Sewer
Foundation	Block
Semi-Annual Taxes	$347.22

Property Features

Property SqFt.	1,612
Garage	Concrete Floor, Garage Detached, Oversized, With Electric, With Workshop
Cars	0
Parking	Driveway, On Street
Windows	Bay/Bow, Double Pane, Vinyl
Heating	Forced Air, Gas
Cooling	Ceiling Fans, Central Air
Fireplace	Brick

Additional Features

Entry Features	Tile Floor
Kitchen Features	Counter Bar, Eat-In, Tile Floor
Appliances	Dishwasher, Dryer, Microwave, Oven/Range, Refrigerator, Washer

Room Information

	Dimensions	Level

Bedroom Information

	Dimensions	Level
Master Bedroom	12 x 12	1
Bedroom 2	11 x 11	1
Bedroom 3	11 x 11	1

Bathroom Information

	Type	Level

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Southeast Indiana Board of REALTORS®. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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