6301 Salem Ridge Rd Aurora IN 47001

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6301 Salem Ridge Rd

Aurora, IN 47001

Suburb: Union

$195,000

3bd

2 - 0ba

1,404sqft

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Manufactured home with drywall and 2 out buildings sitting on 5 acres of beautiful land waiting for you to make it your home. Property sold AS-IS. No HUD Plate.

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Property Details

General Information

Property Type	Residential
Style	Residential
Suburb	Union
Zip Code	47001
School District	Rising Sun - Ohio Co
MLS#	203596

Additional Information

Levels	One
Construction	Vinyl Siding
Architecture	Ranch
Lot Dimensions	5 acres
Total Acres	5
Gas	None
Water	Public
Sewer	Septic Tank
Foundation	Other
Semi-Annual Taxes	$704.73

Property Features

Property SqFt.	1,404
Garage	Garage Detached
Cars	0
Parking	Driveway
Windows	Aluminum
Heating	Electric
Cooling	Central Air

Additional Features

Master Bedroom Info	Bath Adjoins
Appliances	Double Oven, Refrigerator

Room Information

	Dimensions	Level
Living	13 x 18	1
Breakfast	13 x 25	1

Bedroom Information

	Dimensions	Level
Master Bedroom	12 x 13	1
Bedroom 2	8 x 13	1
Bedroom 3	9 x 13	1

Bathroom Information

	Type	Level
Bath 1	Full	1
Bath 2	Full	1

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Southeast Indiana Board of REALTORS®. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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