23358 Brightwood Dr Lawrenceburg IN 47025

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23358 Brightwood Dr

Lawrenceburg, IN 47025

Suburb: Miller

$320,000

3bd

2 - 1ba

1,900sqft

Active

Updated home on beautiful wooded lot. All newer replacement windows & sliding doors. Newer hot water heater. Finished lower level with new carpet and tile, large walk-in closet laundry. Roof 2016, HVAC 2017, Garage doors 2017, and HWH 2022.

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Property Details

General Information

Property Type	Residential
Style	Residential
Suburb	Miller
Zip Code	47025
School District	Sunman Dearborn
MLS#	203766

Additional Information

Levels	One
Construction	Brick
Architecture	Ranch
Lot Dimensions	140 x 238
Total Acres	0.76
Gas	At Street
Water	Public
Sewer	Public Sewer
Foundation	Poured
Semi-Annual Taxes	$892.94

Property Features

Property SqFt.	1,900
Basement	Partial
Garage	Concrete Floor, Oversized, Side, With Water
Cars	0
Parking	Driveway
Windows	Double Hung, Vinyl
Heating	Electric, Heat Pump
Cooling	Ceiling Fans, Central Air
Fireplace	Brick, Wood

Additional Features

Basement Details	Part Finished
Living Room Features	Walkout
Kitchen Features	Counter Bar, Walkout, Wood Cabinets
Family Room Features	Walkout
Appliances	Dishwasher, Electric Cooktop, Refrigerator

Room Information

	Dimensions	Level
Living	12 x 20	1
Dining	10 x 12	1
Kitchen	13 x 12	1
Family	17 x 15	Lower

Bedroom Information

	Dimensions	Level
Master Bedroom	10 x 13	1
Bedroom 2	10 x 11	1
Bedroom 3	10 x 11	1

Bathroom Information

	Type	Level
Bath 1	Full	1
Bath 2	Full	1
Bath 3	Partial	Lower

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Southeast Indiana Board of REALTORS®. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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