520 E County Road 450 Versailles IN 47042

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520 E County Road 450

Versailles, IN 47042

Suburb: Johnson

$275,000

4bd

1 - 0ba

2,040sqft

Active

Step inside this newly renovated 4-bedroom home. Nestled on 3 acres, there is plenty of room for fun! This home features tons of updates both inside and out, including, a newer roof, new HVAC, new floors, new granite countertops and so much more! Whether your family needs more space or you are looking for some acreage, you won't want to miss this one!

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Property Details

General Information

Property Type	Residential
Style	Residential
Suburb	Johnson
Zip Code	47042
School District	South Ripley
MLS#	203946

Additional Information

Levels	Two
Construction	Vinyl Siding
Architecture	Farmhouse
Lot Dimensions	3 acres
Total Acres	3
Gas	Propane Leased
Water	Public
Sewer	Septic Tank
Foundation	Block
Semi-Annual Taxes	$239.64

Property Features

Property SqFt.	2,040
Basement	Crawl
Garage	None
Cars	0
Parking	Driveway, Off Street
Windows	Vinyl, Wood
Heating	Forced Air, Gas
Cooling	Central Air

Additional Features

Room Information

	Dimensions	Level
Living	36 x 16	1
Kitchen	15 x 15	1
Laundry	8 x 8	1

Bedroom Information

	Dimensions	Level
Master Bedroom	16 x 14	1
Bedroom 2	8 x 10	2
Bedroom 3	8 x 8	2
Bedroom 4	8 x 8	2

Bathroom Information

	Type	Level
Bath 1	Full

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Southeast Indiana Board of REALTORS®. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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