345 E Pennsylvania St Shelbyville IN 46176

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345 E Pennsylvania St

Shelbyville, IN 46176

Suburb: Addison

$175,000

3bd

2 - 0ba

1,482sqft

Active

Immediate Occupancy! This recently renovated 3 bedroom nestled in the quiet, small town of Shelbyville, Indiana is ready for it's next family! Brand new roof! New carpet & LVP throughout! 9' ceilings! Only minutes to Interstate 74 & only a 35 minute commute to Indianapolis! Schedule your private viewing today!

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Property Details

General Information

Property Type	Residential
Style	Residential
Suburb	Addison
Zip Code	46176
School District	Shelbyville Central
MLS#	203974

Additional Information

Levels	One
Construction	Aluminum Siding, Other, Vinyl Siding
Architecture	Traditional, Transitional
Lot Dimensions	50' x 120'
Total Acres	0.14
Gas	Natural
Water	Public
Sewer	Public Sewer
Foundation	Block, Other
Semi-Annual Taxes	$742.00

Property Features

Property SqFt.	1,482
Garage	None
Cars	0
Parking	Off Street, On Street
Windows	Double Hung, LowE, Other, Vinyl
Heating	Forced Air, Gas
Cooling	Ceiling Fans, Central Air

Additional Features

Master Bedroom Info	Other, Walk-in Closet, Window Treatment, WW Carpet
Entry Features	WW Carpet, Closet, Open Foyer, Other
Living Room Features	Other, Window Treatment, WW Carpet
Kitchen Features	Other, Vinyl Plank, Wood Cabinets, Window Treatment
Appliances	Dishwasher, Microwave, Other, Oven/Range, Refrigerator

Room Information

	Dimensions	Level
Living	15 x 14	1
Kitchen	21 x 12	1
Laundry	9 x 7	1

Bedroom Information

	Dimensions	Level
Master Bedroom	15 x 15	1
Bedroom 2	12 x 10	1
Bedroom 3	15 x 12	1

Bathroom Information

	Type	Level
Bath 1	Full	1
Bath 2	Full	1

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Southeast Indiana Board of REALTORS®. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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